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Salvador Insurance Agency, Inc. Blog

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If you own a business — even if it’s a small home-based business – you face unique risks as a business owner. That’s why it’s so important to have the right coverage and to find a trusted insurance agent who will help you close any potential coverage gaps. READ MORE >>

Are you inadvertently putting your loved ones in danger? Millions of Americans lack enough—or even any—life insurance. Are you one of them? A recent study revealed that life insurance ownership recently hit a 50-year low—and that 35 million households don’t have any life insurance at all. READ MORE >>

What homeowners policies don’t cover Many—though not all—homepreneurs need extra protection beyond their homeowners policies. That’s because most homeowners policies lack these important coverages: Business personal property READ MORE >>

You've invested a lot of time and money into your business and you want to help keep it safe. Business insurance helps to ensure that all you've invested in your business is protected in case of a covered accident, disaster, disruption or emergency. The Risks READ MORE >>

This week marks Lightning Safety Awareness Week. Though disasters like hurricanes tend to get more attention during the summer months, it’s important to know how to stay safe from lightning. That’s because lightning presents serious dangers to both people and property. READ MORE >>

Stephanie Garman had just returned from a vacation in Mexico last February when her roommate called to tell her that their Hoboken, N.J., apartment building was on fire. The fire claimed all of Garman's belongings, including the living room and kitchen furniture she owned, and the city demolished the building later that week. READ MORE >>

Concerns about questionable contractors are the number one reason consumers call the Better Business Bureau. This statistic doesn’t surprise Phae Howard, executive director of the National Center for the Prevention of Home Improvement Fraud. READ MORE >>

As a young insurance agent, Mark Wandall didn’t needed to be convinced to buy life insurance. But even Mark would be amazed at all that the insurance has meant for his wife, Melissa, and for many other people he never met. Mark was just 30 when he was killed in an auto accident less than a mile from his Bradenton, Florida, home. READ MORE >>

1. The right limit: You need enough insurance to let you rebuild if you have a total loss. So don’t risk it by choosing a lower limit in an effort to save a few dollars. One thing to remember when it comes to the right limit is the increased value your home may have after a home improvement project. READ MORE >>

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