Auto Insurance
Auto Insurance Information
Your car is far more than a vehicle.
Having the right auto insurance policy can offer much-needed financial protection if you are involved in an accident on the road or your vehicle is otherwise damaged. Specifically, such a policy is designed to help pay for property, liability and medical costs following covered events.
At Salvador Insurance, we know that choosing the right auto insurance policy can seem like a daunting task. That’s why we’re here to help. Reach out to our agency today to learn more about auto insurance and find a policy that’s right for you.
Is Auto Insurance Required?
In Illinois, all owners and operators of vehicles that are registered and driven in the state must carry minimum amounts of liability insurance. Additionally, if you have financed your vehicle, your lender may require you to carry specific types and amounts of auto insurance. Be sure to work with Salvador Insurance to ensure you have appropriate coverage.
What Does Auto Insurance Cover?
Auto insurance can offer financial protection amid various incidents, provided that you’ve purchased a robust policy. What is covered under your auto policy will depend on the coverage you’ve chosen. Here are some common forms of coverage that you may want to consider adding to your policy:
Liability Coverage
Liability insurance can help cover costs resulting from vehicle damage and injuries if you're at fault in an accident. In particular, this coverage may pay for another party's medical expenses, vehicle repairs and property damage if you were responsible for the accident.
Collision Coverage
Collision insurance can help pay to repair or replace your vehicle if you get in an accident with another driver, hit an object or your car rolls over.
Comprehensive Coverage
Comprehensive insurance can help pay for damage to your vehicle stemming from events other than collisions. For example, damages resulting from theft, vandalism, hitting a deer or other animal, storms and certain natural disasters may be covered.
Uninsured/Underinsured Motorist Coverage
Uninsured/underinsured motorist insurance can help pay for damages and medical costs you may incur from an accident caused by someone who has no insurance or inadequate coverage.
Medical Payments Coverage
Medical payments insurance can help pay for covered medical expenses for anyone who gets injured while riding in your vehicle, regardless of who is at fault.
There may be other types of coverage that will be necessary based on your unique situation. Some additional coverage options include loan/lease gap insurance, rental reimbursement coverage, new car replacement insurance and accident forgiveness coverage. Consult our agency to discuss how we can tailor your auto coverage to your specific needs.
How Much Is Auto Insurance?
The price of auto insurance varies greatly between policyholders. Your location, driving habits, vehicle value, coverage selections, policy limits and deductibles all play a role in your overall premium cost. Other factors may also influence your premium. Ask Salvador Insurance for a free quote today and to learn whether there may be any policy discounts available to you.
How to Get Auto Insurance
If you’re in the Chicago area and in need of an auto insurance policy, we’re here to help. Salvador Insurance is committed to helping you find a policy to fit your specific needs. Reach out today to start the conversation or get a quote.
Please Call 773-777-1922 or email us at hello@salinsure.com
We provide the following insurance policies:
Boat
Classic Car
Motorcycle
Uber & Lyft Drivers
Fill out this quick form to get started. We look forward to working with you!
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